INTEREST RATES REMAIN LOW!

Did you know that on a $50,000, 30 year loan, a 1% interest rate hike can raise your proposed payment $32.88 a month!?!  That=s an increased cost of  almost $400 a year and almost $12,000 over the life of the loan!

Not only is there the issue of a higher payment, but qualifying for the loan to begin with gets harder as rates go up.  The higher the rate, the less loan (and house) you qualify for!

So what=s the message? STOP PROCRASTINATING!  Pick a house! Call about refinancing! Don=t snooze and loose. It won’t cost a thing to ask how it works.

What=s Happenin= In Pearsall?  Can you tell it=s campaign time again?  Lots and lots of candidates and even more signs in yards and around town.  Hopefully we can learn about candidate=s objectives and make informed decisions at the polls, and most importantly, use that information to vote for the candidates of our choice.  Although we’d all like to see some rain in Frio County, here’s hoping the elections can remain mud free.

WHY BUY LIFE INSURANCE?

There are several good reasons to buy life insurance.  If you are a responsible parent or spouse, providing for your family is an obvious reason.  Covering a debt to satisfy a lender is another common reason to buy life insurance.  When should you buy life insurance?  How about now, while you=re healthy?  When you buy a home.  When you get married.  When you have a child.  Be responsible. Be prepared.  Call us for a no obligation consultation today!

How=s the Real Estate Market?  We hear that question a lot.  Here are the easy answers.  Inventory is low.  If you=re thinking of selling, now is a good time to call us. Low inventory means your property should get lots of attention.  Thinking of buying?  Typically, winter time is when Sellers are most anxious.  Call us today for more info.

WHY USE A BROKER?  Can you sell your property without using a real estate broker? Absolutely!  You can also sew stitches in your  forehead yourself.  But personally, I=d recommend a professional for each job.

Brokers have inventory.  Buyers want selection.  Brokers have experience.  Honest, motivated Buyers like that.  Less than honest Buyers don’t.  Brokers can protect Sellers from crooked buyers and tire kickers.  Brokers sell for a living.  Buyers want a contact that’s convenient just about any time.  And finally, brokers can tell the difference between just getting a job done, and doing it as well as it possibly could have been done.

“For Sale By Owner” sometimes works and sometimes doesn’t.